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FROM £100 TO £25,000*

Apply From £100 - £25,000*

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    Personal Loan

  • Instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR
  • 3-36 month repayment

    Short Term Loan

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment
A fast and convenient way to get the funds you need immediately. Apply for a short-term loan right now!

Logbook loans are designed to help tide a borrower over to his next payday. A short term loan, it can usually amount from £100-£1,000 and is used for emergency costs that you may not be able to afford from your savings or your monthly salary. The money is typically paid to your bank account directly. You will then be expected to pay it in full along with the interest charges on your next payday.

Some lenders have setup logbook loans that allow you to borrow for a longer period of time. They can be usually payable in three months or even longer. The repayment is usually done in instalments. Regardless, payday loans are known for being expensive and hence, should only be looked at as a last resort during emergencies.

Suitable for borrowers with bad credit

It is a fact that borrowing money is a struggle when your credit score is bad. High-risk applications are generally rejected by most lenders and banks. Lenders that offer logbook loans are able to lend money to high-risk borrowers by offsetting the high risk with higher interest rates. This makes them the more accessible option for people who would otherwise be turned down by regular lenders.

Easy application

Most logbook loan applications these days are done online. This means that for most borrowers, completing a loan application is as easy as filling out an online form with their financial and personal details. The lender then makes a decision based on the information and most of the time, can get the money transferred to the borrower’s bank account within minutes of approval.

Quick cash for emergencies

There is no telling when you might have an emergency. It could be a sudden medical bill, a car that needs repairing, or even a boiler that needs to get replaced as soon as you can. You cannot afford to wait in an emergency and logbook loans offer the option of getting access to cash just when you need it.

No restrictions

Unlike other loans where the purpose for borrowing is specified, you get free rein on how you’re going to use money that is borrowed through logbook loans. Of course, considering the hefty interest rates attached to it, it is best that you only consider it for emergencies and to use it for what it was supposed to be intended for.

Available 24/7

The best thing about payday financing is that it is available any time you need it. Unlike banks and regular lenders that can only be available during regular banking hours, you can get access to extra cash 24/7 when you get a logbook loan.